Margin loan is a tool used by many stock investors to own more shares than their current capital, thereby increasing their profit potential. Although it offers high profit opportunities, margin loans also come with some risks. Therefore, investors need to thoroughly understand related information such as borrowing methods, procedures, and interest rates to avoid potential […]

Overview of Business Loans What is a Business Loan? A business loan is a credit product designed to support customers needing to mobilize capital for production, business activities, services, or to upgrade and repair factories and business facilities. Borrowers need to have an effective business plan and collateral to secure the loan. The bank will […]

Choosing the best bank to issue a credit card typically involves evaluating criteria such as reputation, credit limit, cashback options, annual fees, and more. This guide aims to help you find the bank that best suits your needs for opening a credit card. Conten Credit Card as a Payment Tool A credit card is a […]

Credit card interest rates are one of the top concerns when using a credit card. They not only affect timely debt repayment but also significantly impact the cost of using your card. Therefore, understanding how credit card interest is calculated and ways to minimize interest costs is crucial. Contents A credit card, issued by a […]

If you intend to apply for a visa for international travel, studying abroad, or simply to borrow from a bank, you need to prove your income. So what is income verification? How do you prove your income? In this article, TOPGOVN will guide you through the simplest ways to prove your income! What is income […]

Overview of Unsecured Loans What is an Unsecured Loan? An unsecured loan is a form of lending that does not require collateral. The lending organization approves the loan based entirely on the individual’s creditworthiness and repayment ability. Customers typically take out unsecured loans for personal purposes, such as wedding expenses, travel, or consumer purchases. Lending […]

Before signing an unsecured loan contract, there are many issues to be mindful of, particularly the following six crucial points: loan limits, interest rates, penalties, etc. Table of Contents What is an Unsecured Loan Contract? An unsecured loan contract is an agreement where a bank or financial company provides a borrower with a certain amount […]

Personal consumer lending is a financial solution where individuals use leverage from banks to obtain funds through unsecured or secured loans for personal and family consumption. Table of Contents What is Consumer Lending? Consumer lending is a type of loan designed to support financial needs for shopping, household items, purchasing vehicles, studying abroad, organizing weddings, […]

Borrowing cash with an ID card is a financial solution with simple documentation and an easy process, offering limits up to 15 million VND. Consumers can quickly apply for a loan in just 4 steps right on their mobile phones through Mirae Asset Finance. Content in the Article Details about this loan type are as […]

If you are looking to apply for a Techcombank unsecured loan but are unsure where to start, follow this guide by BankTop for a quick and easy application process at Techcombank with low-interest rates. Overview of Techcombank Established in 1993 with its headquarters in Hanoi, Techcombank is one of Vietnam’s largest joint-stock commercial banks and […]