Table of Contents
- FE Credit
- Timo Digital Bank
- TP Fico
- Mcredit
- Mirae Asset
- Viettel Money
- MyTima
- HD Saison
- Home Credit
- Fiin Credit
1. FE Credit
With the convenience of online lending, FE Credit has successfully transformed consumer credit activities into a new independent entity. The unit offers a unique experience with Vietnam’s first online loan application. Simple procedures, quick verification, and automatic approval within 15 minutes provide customers with a smooth borrowing experience. Flexible loan limits from 5 to 50 million VND make FE Credit a top choice for online borrowing needs.
The FE Credit app provides convenience with simple operations, allowing quick disbursement with flexible limits. Known as a pioneer, FE Credit attracts users not only with flexible loan amounts but also with diverse terms from 5 days to 6 months. A team of professional consultants is ready to support customers 24/7, ensuring the smoothest procedures.
Contact Information:
Address: Ground Floor, 144 Cong Hoa, Tan Binh District, Ho Chi Minh City
Phone: 1900 6535
Email: marketing@fecredit.com.vn
Website: fecredit.com.vn
Fanpage: www.facebook.com/FECREDIT.VN

2. Timo Digital Bank
Timo Digital Bank is the newest entrant in the financial sector as a digital bank aimed at helping customers on their journey to financial freedom. Partnering with Viet Capital Bank, the app offers a personal banking experience without the hassle of maintaining a large account balance. The standout feature of this app is the free fees for all services, including transfer fees, withdrawal fees, service fees, and even card opening fees.
In today’s technology-driven life, customers’ demand for modern technology usage is higher than ever. Understanding this, the unit has launched an online loan application with simple usage, gradually phasing out traditional manual approaches. This can quickly bring users to their core desires. Moreover, Timo continuously improves with many smart features to effectively support customers and meet maximum usage needs.
You can save, invest, buy insurance, and especially borrow money to build a house or buy a car with just one application. Timo Digital Bank is the first loan application to apply Fintech methods in the credit sector with loans from 1 million to 10 million VND online. For individual borrowers, this is a loan application and a great choice for quick loan resolution within 30 minutes. Financial perspectives are satisfied with this online loan application, offering professional consultants, integrated hotlines, Zalo consultation 24/7, and at any time of the day.
Contact Information:
Address: 258 Nam Ky Khoi Nghia Street, Ward 8, District 3, Ho Chi Minh City
Phone: 1800 6788
Email: care@timo.vn
Website: timo.vn
Fanpage: www.facebook.com/yourtimo

3. TP Fico
TP Fico is a loan management application from TP Bank, specifically for customers with unsecured loans there. This application helps users easily look up and pay their loans anytime, anywhere on their phone without spending time going to the bank. Additionally, the app helps customers manage personal information such as passwords, login accounts, and service settings. With enthusiasm and thorough file completion, as well as extensive processing experience, TPB Fico believes it can help resolve issues related to unsecured loans – consumer loans.
For more convenient and quick information consultation, TP Fico has built a personal consultation network tpbfico.com.vn, hoping to be a valuable reference source for customers. All consulting and file creation are done completely free and confidentially. The installation and use of the TPFico application are very simple and easy to operate. After downloading the app on your phone, just click “Register”, enter your ID/CCCD number and the phone number registered with TPFico to access the app and look up the necessary information.
Contact Information:
Address: 163 Le Dai Hanh, Ward 15, District 11, Ho Chi Minh City
Phone: 19006 36633
Email: CS.FICO@tpb.com.vn
Website: tpbfico.com.vn
Fanpage: www.facebook.com/TPFicoOfficial

4. Mcredit
Established in 2016, Mcredit is a collaboration between the Military Bank MB and the Japanese SBI Shinsei Bank, aiming to provide Vietnamese consumers with high-quality financial solutions. Currently, the unit offers main products and services such as cash loans, installment loans, and credit cards with outstanding quality, quick procedures, and dedicated customer service. Mcredit also connects more than 26,000 payment points in cooperation with Payoo, Momo, Viettel, and branches nationwide.
The Mcredit app is an online loan application designed to help users easily carry out loan procedures, check loans, and monitor debt. The app also features facial (FaceID) and fingerprint login for enhanced security, giving customers peace of mind. The application interface is attractive and equipped with a borrower information security system. If you are concerned about personal information, your loan details will not be disclosed on the internet, making this app a perfect choice.
Details about loans at Mcredit include a minimum loan amount of 1,000,000 VND and up to 15,000,000 VND, with a maximum loan term of 30 days, applicable for online loans from 18 years old. Repayment methods include principal and interest once on the specified payment day, with payment through e-wallets or bank transfers.
Contact Information:
Address: Floors 9, 10, 11, 12, MB Bank Building, 21 Cat Linh, Dong Da District, Hanoi
Phone: 024 7108 6888
Email: dvkh@mcredit.com.vn
Website: mcredit.com.vn
Fanpage: www.facebook.com/McreditVietNam

5. Mirae Asset
Founded in 1997, Mirae Asset is one of the leading financial groups in Asia, providing professional asset management, investment banking, and life insurance services. With over 20 years in the Vietnamese market, the unit continually pursues a strategic vision to support customers in accessing safe and effective capital. Mirae Asset Vietnam has worked tirelessly to perfect its most reputable consumer products.
The Mirae Asset loan app is a consumer finance company’s online lending application launched in 2019. This app simplifies the loan process and helps users easily access loans without leaving home. The app allows users to choose loan packages suitable for their financial needs, such as cash loans, installment purchases, and auto/motorbike loans.
Mirae Asset promises many advantages: high loan approval rates, simple online registration 24/7 with specific guidance from the system. You can borrow from 1 million to 10 million VND just 30 minutes after completing the information. Money is automatically transferred to your personal account, and after 30 days from disbursement, you start repaying, minimizing time and interest costs due to extended payment periods.
Contact Information:
Address: Floor 1, Mekong Building, 91 Pasteur, District 1, Ho Chi Minh City
Phone: 028 7300 7777
Email: info@mafc.com.vn
Website: mafc.com.vn
Fanpage: www.facebook.com/MiraeAssetFinance

6. Viettel Money
Viettel Money is an e-wallet application developed by the Military Telecom Corporation Viettel, attracting widespread user attention. Part of the online payment ecosystem and developed from the Viettel Pay platform, the app integrates more features. Viettel is equipping various service features such as loans, money transfers, telecommunications, insurance, shopping, and entertainment. All transactions become easy with just a phone.
Loans through the Viettel Money app are provided by strategic partners such as reputable domestic banks or financial institutions, supporting convenient installment loans. The app operates with several key features:
• Loan targets are Viettel subscribers aged 20-60
• Loan limits range from 10 to 80 million VND
• Loan interest rate of 1.6% per month, equivalent to 20.04% per year
• Loan conditions: Monthly income from 3 to 100 million VND
Steps to register for a loan on the Viettel Money app:
• Download the app from the App or Store CH Play
• Register with a phone number
• Log in to the account with the registered phone number
• Verify identity
• Choose the appropriate loan service and follow the instructions
Contact Information:
Address: 01 Giang Van Minh Street, Kim Ma Ward, Ba Dinh District, Hanoi
Phone: 1800 9000
Email: viettelmoney@viettel.com.vn
Website: viettelmoney.vn
Fanpage: www.facebook.com/ViettelMoney

7. MyTima
Tima is a pioneer in financial technology, starting operations in 2015. The unit provides a leading lending technology platform in Vietnam with simple, quick, and reputable financial consulting and connection services. Having signed strategic cooperation with Viettin Bank and Nam A Joint Stock Commercial Bank, Tima increasingly strengthens its market position. My
Tima is the first loan app that allows customers to borrow from 1 million VND to 1 billion VND with a duration from 10 days to 12 months, according to the needs of each individual.
To install the MyTima loan app, follow these steps:
• Download the app from CH Play or App Store
• Register an account with a phone number
• Log in to the account with the registered phone number
• Choose the appropriate loan package
• Enter the required information such as ID card number, phone number, and home address
• Choose a loan term and enter personal information
• Choose the purpose of the loan and fill in the necessary details
MyTima promises loans of up to 30 million VND and supports quick disbursement to meet urgent needs. Loan interest rates are very competitive and suitable for the customer’s financial situation. The maximum loan limit is up to 15 times the monthly income, with flexible interest rates and diverse terms, making the app an attractive choice for those in need of quick loans.
Contact Information:
Address: Floor 11, HCMCC Tower, 249A Thuy Khue, Tay Ho District, Hanoi
Phone: 1900 633 688
Email: support@tima.vn
Website: tima.vn
Fanpage: www.facebook.com/tima.vn

8. HD Saison
HD Saison, a joint venture of HD Bank and Credit Saison Japan, is a leading consumer finance company with many outstanding features. The unit always strives to provide comprehensive financial solutions with high competitiveness. The HD Saison loan app is a high-tech financial application, helping customers look up and manage loans easily, conveniently, and securely. The unit is rated as one of the best loan apps today, supporting loans for household appliances, furniture, construction materials, motorbikes, and cars.
HD Saison has a simple and easy-to-use app with a good reputation. All procedures are conducted online, reducing costs, thus bringing more benefits to users. Customers can choose flexible repayment periods from 6 months to 48 months, depending on their needs and financial capabilities. The unit ensures timely and safe loans with transparent interest rates and no hidden fees. Dedicated consultants are always ready to assist, creating a good loan experience for users.
Contact Information:
Address: 7th Floor, Saigon Building, 41 Nguyen Thi Minh Khai Street, District 1, Ho Chi Minh City
Phone: 1900 558854
Email: info@hdsaison.com.vn
Website: hdsaison.com.vn
Fanpage: www.facebook.com/hdsaison

9. Home Credit
Home Credit, a Czech Republic financial company, has been present in the Vietnamese market since 2008, achieving success in the consumer finance sector. The unit is always at the forefront of innovation, focusing on providing comprehensive financial services with a simple and transparent procedure. The Home Credit app is an online loan application that offers quick loans with a high approval rate. Users can borrow money for consumer goods, motorbikes, cars, and personal needs.
The Home Credit app is highly rated for its user-friendly interface and advanced features. The app allows users to borrow money with minimal documentation and quick processing times. Loan limits range from 1 million to 80 million VND, with a flexible repayment period from 3 to 60 months. The app provides transparent interest rates and no hidden fees, ensuring a fair loan experience for customers.
Contact Information:
Address: 4th Floor, Centec Tower, 72-74 Nguyen Thi Minh Khai Street, District 3, Ho Chi Minh City
Phone: 1900 633999
Email: info@homecredit.vn
Website: homecredit.vn
Fanpage: www.facebook.com/HomeCreditVN

10. Fiin Credit
Fiin Credit is an innovative financial platform that provides quick and easy access to personal loans. The app allows users to apply for loans without collateral, offering flexible loan amounts and repayment terms. Fiin Credit aims to simplify the loan process, making it more accessible to a wider audience. The app features a user-friendly interface, quick approval times, and transparent interest rates.
Fiin Credit offers loan amounts ranging from 1 million to 10 million VND, with repayment terms from 7 to 30 days. The app provides a seamless borrowing experience with minimal documentation required. Users can apply for loans through the app and receive funds directly into their bank accounts. Fiin Credit ensures a secure and confidential loan process, protecting users’ personal information.
Contact Information:
Address: Floor 4, Building 18E Cong Hoa, Ward 4, Tan Binh District, Ho Chi Minh City
Phone: 1900 633619
Email: support@fiin.vn
Website: fiin.vn
Fanpage: www.facebook.com/fiincredit
